🛡️ ประกันภัย
การรวมความเสี่ยง กรมธรรม์ และการเรียกร้อง
📚Treaty Reinsurance
Reinsurance covering a portfolio of risks automatically.
🏁Ultimate Loss
The final total cost of all claims from a policy period.
☂️Umbrella Insurance
Extra liability coverage beyond other policies' limits.
🧑💼Underwriter
A professional who evaluates risks and sets policy terms.
🔍Underwriting
The process of assessing risk before issuing a policy.
⏳Unearned Premium
The portion of premium for coverage not yet provided.
🏦Unearned Premium Reserve
Funds held to cover the unexpired portion of policies.
🔧Universal Life Insurance
Flexible permanent coverage with adjustable premiums and benefits.
♾️Whole Life Insurance
Permanent coverage with a savings component that lasts a lifetime.
👷Workers Compensation
Coverage for employees injured on the job.
✍️Written Premium
The total premium on policies issued during a period.